Bank China Construction Bank Indonesia Tbk.

Brief of Company Background

PT Bank China Construction Bank Indonesia Tbk (“CCB Indonesia”) is a Commercial Foreign Exchange Bank listed in the Indonesian Stock Exchange (IDX), and was the result of a merger between PT Bank Windu Kentjana International Tbk (“Bank Windu”) and PT Bank Antardaerah (“Bank Anda”) on November 30, 2016, spread out in cities across Indonesia such as Jakarta, Bandung, Semarang, Yogyakarta, Surabaya, Denpasar Bali, Mataram Lombok, Palembang, Bandar Lampung, Batam, Pekanbaru, Pontianak, Makassar and Pangkal Pinang.

CCB Indonesia focus on corporate banking as well as develop retail, SME and consumer banking. Leveraging CCB Corporation's advantages in infrastructure financing, trade financing, cross-border RMB settlement to support the Bank's future development, while ensuring that the business is carried out in accordance with Indonesian regulatory requirements.

CCB Indonesia is committed to support the Indonesian economy, particularly in infrastructure financing in accordance with the government program.

CCB Indonesia has received the _idAAA rating (highest rating) for 5 (five) consecutive years from the rating agency PT PEFINDO on the basis of capital strength, liquidity and support from the shareholders of CCB Indonesia.

Strategic Actions:

CCB Indonesia in short and medium term directs its business policy on business improvement, good corporate governance implementation, IT system development, process effectiveness and cost efficiency encouragement, and human capital professionalism and competence improvement. Bank's policy direction is adjusted and in line with current government programs for financing for infrastructure and supporting the development of the SME sector.

The forward-looking strategic direction aimed at:

1. Accelerate business development in the corporate banking segment, along with Small and Medium Enterprises/SME (include commercial) and consumer banking segments.
2. Ensure adequate CAR for business development.
3. Stay consistent in improving the implementation of good corporate governance (GCG) and improving the risk management system to a more advanced level.
4. Optimize existing offices, towards developing digital banking.
5. Improve the quality of human capital by increasing the scale of training programs and more diverse development opportunities.
6. Strengthen IT system infrastructure to improve the effectiveness, efficiency and business capabilities of bank. Development and utilization of technology to manage risk, facilitate control, AML functions and anti-fraud as well as product and service development.

Shareholder List

Management